First, they should collect an application form from our personal loan section and submit along with other relevant documents. The requirements to process the loan are (a) Their minimum fortnight net salary should be SBD 1,200 of more, (b) They should be not more than 50 years of age, (c) They should be maintaining an account with POB, (d) They should submit an NPF application form (POB loan application from), (e) NPF balance confirmation letter addressed to POB also should be submitted, (f) for SIG employees, a standing order on fortnight basis from salary account covering the fortnightly loan installments should be opened and for private sector employees, salary remittance directly from employer to POB account is a must.