Purse Savings

Introducing the Purse Savings Account: Your Path to Achieving Financial Goals

At Pan Oceanic Bank (POB), we are proud to launch the innovative Purse Savings Account, specifically designed to help individuals in Isabel Province and beyond manage their finances, achieve their savings goals, and build a secure future.

Key Features and Benefits

1. User-Friendly Registration
   • Smartphone Access: Easily register through the POB Purse Mobile App. Download the app, complete a simple signup process, and receive a verification code to activate your account.
   • USSD Access: For feature phone users, registration is available through an easy-to-use USSD platform.
2. Goal-Oriented Savings
   • Create personalized savings goals after completing a straightforward KYC process.
   • Use the intuitive interface to set targets, track progress, and receive tips to stay on course.
3. Integrated Savings Accounts
   • Automatically linked to a common CIF through POB’s core banking system (MBANX), ensuring seamless management.
   • Dedicated savings accounts created for each user in local currency, identified through a unique 12-digit format.
4. Flexible Fund Transfers
   • Transfer funds between your Purse and Purse Savings Account effortlessly.
   • Notifications confirm successful transactions, keeping you informed at every step.
5. Real-Time Dashboards
   • Stay updated with a mobile-friendly dashboard that displays balances and tracks savings progress.
   • Periodic performance data helps you measure your growth and adjust your savings strategies.
6. Comprehensive Notifications
   • Automated alerts ensure you stay on top of your savings goals with reminders, updates, and progress tips.
   • Event-based messages keep you informed about account activity, deposits, and transfers.

Empowering Financial Independence

The Purse Savings Account is designed for everyone, with special features tailored for women in Isabel Province. Monthly performance dashboards highlight savings growth and empower communities with financial literacy.

Seamless Mobile Experience

Our responsive platform ensures a smooth transition between web and mobile devices, providing an optimal user experience on both smartphones and feature phones.

Future Enhancements

POB is committed to continuous improvement. Upcoming features include:

• Personalized savings tips and scheduled progress messages.
• Expanded notifications for account activity and inactivity.

Get Started Today

Take control of your financial future with the Purse Savings Account. Whether you’re saving for education, starting a business, or planning for a rainy day, Pan Oceanic Bank is here to support you every step of the way.

Download the POB Purse Mobile App or dial our USSD code to begin your savings journey!